Introduction

Welcome to PayFlik. These Terms of Service govern your use of our services, including processing PayPal payments through invoices, Family and Friends transactions, Goods and Services transactions and other PayPal Email Transactions. By accessing or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.

  1. Definitions
  • Service: The services provided by PayFlik for processing PayPal payments.
  • User: Any individual or entity using our Service.
  • Invoice Payment: PayPal transactions processed through invoicing.
  • Family and Friends Payment: PayPal transactions processed as personal payments.
  • Goods and Services Payment: PayPal transactions processed for commercial transactions involving goods or services.
  • PayPal Email: Other transactions that require a PayPal email.
  1. General Conditions

2.1 Eligibility

You must be at least 18 years old and capable of entering into legally binding agreements to use our Service. By using the Service, you represent and warrant that you meet these requirements.

2.2 Compliance

You agree to comply with all applicable laws and regulations, as well as PayPal’s terms and conditions, while using our Service.

2.3 Account

You may need to create an account to access certain features of our Service. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

2.4 Fees

We may charge fees for certain transactions or services. Any applicable fees will be disclosed to you before you complete the transaction. You agree to pay all fees and charges associated with your use of the Service.

2.5 Modifications

We reserve the right to modify or discontinue the Service or any part thereof at any time without notice. We may also revise these Terms from time to time. Continued use of the Service after any such changes constitutes your acceptance of the new Terms.

  1. PayPal Invoice Payment

3.1 Description

Our Service allows you to process PayPal payments through invoicing, enabling you to send invoices to your customers and receive payments securely.

3.2 Use

You agree to use the invoice payment feature only for legitimate business transactions. Fraudulent or deceptive activities are strictly prohibited.

3.3 Disputes

In the event of a dispute between you and a customer regarding an invoice payment, you are responsible for resolving the issue. We are not liable for any disputes arising from invoice payments.

  1. PayPal Family and Friends Payment

4.1 Description

Our Service enables you to process PayPal payments through the Family and Friends option, designed for personal payments to friends and family members.

4.2 Use

You agree to use the Family and Friends payment feature only for personal, non-commercial transactions. 

4.3 Risks

You acknowledge that Family and Friends payments are not covered by PayPal’s Purchase Protection program. We are not liable for any losses or issues arising from the use of this payment method.

  1. PayPal Goods and Services Payment

5.1 Description

Our Service facilitates PayPal payments for commercial transactions involving the sale of goods and services, providing a secure platform for business payments.

5.2 Use

You agree to use the Goods and Services payment feature solely for legitimate commercial transactions. Fraudulent or deceptive activities are strictly prohibited.

5.3 Disputes

In the event of a dispute between you and a buyer regarding a Goods and Services payment, you agree to cooperate with any investigations and comply with PayPal’s resolution process. We are not liable for any disputes arising from Goods and Services payments.

5.4 Protection

Goods and Services payments may be eligible for PayPal’s Purchase Protection program. However, we do not provide any additional warranties or guarantees beyond those offered by PayPal.

  1. Disclaimers and Limitation of Liability

The Services are provided on an "as is" and "as available" basis. We do not guarantee that the Services will be uninterrupted or error-free. In no event will we be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Services.

  1. Intellectual Property

The PayFlik website and app, including all content and logos, are the property of Payflik and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or display any part of the PayFlik website or app without the prior written consent of Payflik.

  1. Funds Security

PayFlik is committed to the safety and security of your funds until you are ready to withdraw.

  1. Withdrawal

We strive to provide a seamless and secure withdrawal experience for our customers. Please take note of the following terms and conditions regarding our withdrawal terms:

  1. PayFlik maintains withdrawal limits to ensure a fair and efficient process.
  2. For PayPal customers, withdrawals are enabled after 4 hour(s) of any successful PayPal transaction, which is subject to change based on various factors.
  3. The withdrawal amount is dynamic and subject to change based on various factors.
  4. These withdrawal limits are subject to periodic review and adjustment.
  5. Payflik limits are in place to maintain the stability and security of our platform.
  1. Indemnification

You agree to indemnify, defend, and hold PayFlik, its affiliates, officers, directors, employees, and agents harmless from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees arising out of your use of PayFlik or your violation of these Terms and Conditions.

  1. Financial Regulatory Compliance 

PayFlik operates in compliance with applicable financial regulations and anti-money laundering laws. You agree to provide accurate and up-to-date information as requested by PayFlik for compliance purposes. PayFlik reserves the right to conduct identity verification checks, request additional documentation, and report suspicious activities to relevant authorities if required by law.

  1. Termination

We reserve the right to terminate or suspend your access to the Service at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users or us.

  1. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which PayFlik is based. Any disputes arising out of or in connection with these Terms and Conditions shall be subject to the exclusive jurisdiction of the courts in the jurisdiction in which PayFlik is based.

  1. Contact Us

If you have any questions about these Terms, please contact us at hi@payflik.com.

By using our Service, you acknowledge that you have read, understood, and agree to be bound by these Terms.