At Payflik (“we,” “us,” “our”), we are committed to protecting the privacy and security of our customers’ (“you,” “your”) personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.payflik.com, use our mobile application, and engage with our financial services. Please read this policy carefully to understand our practices regarding your personal information and how we will treat it.

1. Information We Collect

We may collect personal information about you in various ways, including, but not limited to:

  • Information You Provide: We collect information you provide directly to us, such as when you create an account, use our services, contact customer support, or participate in surveys and promotions.
    • Personal identification information: Name, email address, phone number, etc.
    • Financial information: Bank account details, and other financial information relevant to the services we provide.
  • Information We Collect Automatically: When you access our services, we may automatically collect information about you, including:
    • Log and Usage Data: Information about how you access and use our services, including your IP address, browser type, and device information.
    • Transaction Information: Details about transactions you make using our services.
  • Information from Third Parties: We may receive information about you from third parties, such as identity verification services, and publicly available sources.

2. How We Use Your Information

We use your information for various purposes, including to:

  • Provide, maintain, and improve our services;
  • Process transactions and send notices about your transactions;
  • Verify your identity and prevent fraud;
  • Comply with legal obligations;
  • Communicate with you about products, services, offers, promotions, and provide customer service;
  • Analyze trends, usage, and activities in connection with our services;
  • Personalize your experience with our services.

3. Sharing Your Information

We do not share your personal information with third parties except as described in this policy:

  • With Service Providers: We may share your information with third-party service providers that perform services on our behalf, such as payment processing, data analysis, email delivery, hosting services, and customer service.
  • For Legal Reasons: We may disclose your information if required by law or if we believe such action is necessary to comply with legal processes, protect our rights or property, or protect the safety of our users or the public.
  • With Your Consent: We may share your information for any other purpose disclosed to you with your consent.

4. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, including the right to access, correct, or delete your personal information we have collected. You may also have the right to opt-out of certain uses and disclosures of your personal information. To exercise these rights, please contact us as specified in the “Contact Us” section below.

5. Data Security

We implement reasonable and appropriate security measures designed to protect the security of your personal information. However, please note that no system can be completely secure.

6. International Transfers

Your information may be transferred to, and processed in, countries other than the country in which you are resident. These countries may have data protection laws that are different to the laws of your country.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Effective Date” at the top of this policy.

8. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

hi@payflik.com