The following disclaimer outlines important legal information regarding the use of Payflik services. By accessing and using our platform, you acknowledge and agree to the terms stated below.

  1. No Financial or Legal Advice.

Payflik is a payment receiving service provider, facilitating transactions between payers and recipients. We do not offer financial, investment, legal, or tax advice. Users are advised to consult with qualified professionals before making any financial decisions.

  1. Service Availability.

While Payflik strives to ensure that our services are accessible at all times, we do not guarantee uninterrupted access. Service may be subject to delays, outages, or interruptions due to circumstances beyond our control, such as technical issues, third-party service providers, or scheduled maintenance. We disclaim any liability for losses or damages incurred as a result of service unavailability.

  1. Transaction Security.

Payflik uses advanced security measures to safeguard users' personal and payment information. However, we cannot guarantee the complete security of transactions conducted through our platform. Users are responsible for ensuring the security of their own accounts, devices, and login credentials. Payflik is not responsible for unauthorized access or fraudulent transactions resulting from user negligence.

  1. Third-Party Links.

Our website and services may contain links to third-party websites or services. Payflik is not responsible for the content, privacy policies, or practices of these external sites. Users interact with third-party services at their own risk, and we encourage reviewing the terms and conditions of any external platforms before use.

  1. Limitation of Liability.

To the fullest extent permitted by law, Payflik, its affiliates, employees, and agents shall not be held liable for any direct, indirect, incidental, or consequential damages, including but not limited to loss of profits, revenue, or data arising from your use of or inability to use our services.

  1. No Warranty.

Payflik provides its services on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the reliability, accuracy, or completeness of our services or information. We disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

  1. Compliance with Laws.

It is the user’s responsibility to ensure that their use of Payflik's services complies with all applicable local, state, and international laws and regulations. Payflik disclaims any responsibility for illegal activities or non-compliance arising from a user’s actions.

  1. Modification of Terms.

Payflik reserves the right to update or modify this disclaimer at any time without prior notice. Your continued use of our services constitutes acceptance of any changes to this disclaimer. It is your responsibility to review this page periodically to stay informed of any updates.